Key Highlights
The highlight provide insight into LOLC (Cambodia) Plc. performance and how far the financial institution have achieved recently. It provides brief information on LOLC’s operation such as number of staffs, net income, assets and much more. Visit the table below to find out more.
| Financial Highlight | 2023 | 2022 | 2021 |
|---|---|---|---|
| Total Assets | 1,567,832,502 | 1,475,663,556 | 1,211,355,156 |
| Gross Loan Portfolio | 1,246,507,114 | 1,253,022,255 | 1,036,280,875 |
| Deposit Balance | 903,917,855 | 767,174,498 | 581,937,121 |
| Equity | 356,195,458 | 290,276,761 | 234,457,982 |
| Net Income | 65,714,357 | 58,695,280 | 53,281,766 |
| Return On Assets | 4.3% | 4.4% | 4.8% |
| Return On Equity | 20.3% | 22.4% | 26.3% |
| Operational Highlight | 2023 | 2022 | 2021 |
|---|---|---|---|
| Number of Active Borrowers | 335,089 | 341,753 | 318,354 |
| Number of Deposit Account | 620,840 | 609,651 | 532,169 |
| Number of Depositors | 510,972 | 517,349 | 462,125 |
| Number of Offices (Including Head Office) | 83 | 83 | 81 |
| Number of Personnel | 3,590 | 3,535 | 3,297 |
| ATM Card Issued | 56,821 | 49,542 | 32,065 |
| iPay Users | 80,486 | 57,681 | 48,134 |
| iPay Merchants | 22,880 | 8,349 | 2,630 |
| Par>30 Days | 2.71% | 2.95% | 2.05% |
| Gross Write-offs | 1.41% | 0.30% | 0.21% |
| Capital Adequacy Ratio (CAR) | 24.7% | 23.1% | 26.8% |
| Debt-to-Equity Ratio | 3.4x | 4.1x | 4.2x |
| Cost-to-Income Ratio (Including Provisions) | 39.87% | 48.80% | 43.30% |
| Operating Expense to Average Gross Loan Portfolio | 4.2% | 4.6% | 4.9% |
LOLC (Cambodia) Plc. has been serving Cambodian public and society for over 30 years, and has been recognized by both local and international financial authorities. Our products and services are committed to improving the livelihood of Cambodian customers.
#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia.
 023 991 991  [email protected]  Information Security |
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