Mr. Yong Savrong, a model farmer from Snuol District, Kratie Province, has gained the attention of fellow farmers in the community due to his success in transforming his livelihood through the smart use of loans from LOLC (Cambodia)
Located in the northeastern highlands of the Kingdom of Cambodia, most families rely on farming for their livelihood. They commonly grow rubber and cashew trees, which are well suited to the soil and climate of the region. Among the farmers in this area, Mr. Yong Savrong, a model farmer from Snuol District, Kratie Province, has gained the attention of fellow farmers in the community due to his success in transforming his livelihood through the smart use of loans from LOLC (Cambodia).
In the beginning, Mr. Savrong was just an ordinary farmer, cultivating rubber on a small plot of land like many others. However, driven by hard work and a desire to build a better future, he began studying the market and the potential of rubber farming. He later decided to expand his plantation to increase both yield and household income.
In 2020, he applied for a loan of 4,000,000 riels from LOLC (Cambodia) to purchase fertilizer to improve the growth of his rubber trees. Later, in 2021 and 2023, he applied for additional loans to purchase more land for expanding his rubber plantation, as well as land for growing cashew trees. A portion of the loan was also used to buy rubber and cashew seedlings for planting in his fields.
After many years of dedication and with the support of reliable financial services, Mr. Savrong began harvesting rubber and cashew crops that produced highly satisfying yields. Today, he owns 5 hectares of rubber plantation and 2 hectares of cashew plantation, a remarkable improvement compared to his situation before using LOLC (Cambodia) loans.
Mr. Savrong shared, “A loan does not make our lives difficult. Instead, it is a form of financial support that helps improve our family’s livelihood, if we use it correctly and for the right purpose, with a clear business plan, proper utilization, and discipline in financial management”.
The success of Mr. Yong Savrong demonstrates that using loans responsibly, with proper planning and careful consideration, can significantly improve living conditions as the business continues to grow.
Mr. Nhein Kimheang, the owner of the “Sromoch Khmao” restaurant located in Veal Veng District, Pursat Province
Are you looking for a pathway to grow your business and improve your family's financial stability?
If so, let’s explore the business success story of Mr. Nhein Kimheang, the owner of the “Sromoch Khmao” restaurant located in Veal Veng District, Pursat Province, after wisely using loans from LOLC (Cambodia) along with his clear vision!
Mr. Kimheang’s restaurant is well known in the surrounding area because of its delicious food and fast, customer-friendly service. Many customers often praise and acknowledge “Sromoch Khmao” as one of the best places to eat for both locals and travelers passing through the district. In addition to the restaurant business, Mr. Kimheang and his wife also operate a motorcycle and car washing service, which has gained considerable support from people in the area.
Although he is successful today, Mr. Kimheang once faced many challenges that held back his business growth, such as having a small and narrow business space, difficult access for customers, and limited household finances. However, through perseverance and strong belief in his own determination, he chose LOLC (Cambodia) as his financial partner to help turn his dreams into reality.
With the support of LOLC (Cambodia), in 2018 Mr. Kimheang began using his first loan of USD 10,000 to improve his restaurant location and purchase nearby land for future use, as well as renovate his home. He continued applying for additional loans aimed at expanding his restaurant and enlarging his business space to make it more comfortable and accessible for customers. With the remaining loan funds, he also purchased a vehicle for business operations and family use.
The support from LOLC (Cambodia) has truly helped Mr. Kimheang strengthen and expand his business, achieve financial stability, and improve his family’s living conditions. In the end, he expressed great happiness and pride in himself for successfully managing and growing his business.
Mrs. Mot Keo Bopha has been running a grocery selling business in Rachanukol Pi Village, Stung Treng Province, for the past 8 years.
Mrs. Mot Keo Bopha has been running a grocery selling business in Rachanukol Pi Village, Stung Treng Province, for the past 8 years. She shared with LOLC Cambodia that before using loan services, her business remained small because she did not have enough stock to meet customer demand, which limited her income.
With strong determination and a clear ambition to grow her business, Mrs. Keo Bopha decided to take her first loan of USD 11,000 from LOLC Cambodia in 2022 to repair her stall and purchase additional goods for sale. Later, in 2024, she took a second loan of USD 13,000 to further increase her inventory, and she used the remaining amount to improve her home for better living conditions. After expanding her stock, she saw significant support from both new and returning customers, which motivated her to apply for a third loan to expand her inventory even further by purchasing more goods.
After receiving financial support from LOLC Cambodia, Mrs. Keo Bopha’s business has grown remarkably. She now has sufficient stock to supply her customers, and the increased customer support has boosted her sales and income.
With a bright and joyful smile, Mrs. Keo Bopha added that her business is now doing better and continues to grow, while her family’s livelihood has improved and living conditions have also become happier and more comfortable than before.
Mr. Sem Ny worked tirelessly until he became the owner of a metal fabrication business located in Mueang Char Village, Cheang Tong Commune, Tram Kak District, Takeo Province.
From a construction worker earning only 40,000 riels per day, Mr. Sem Ny worked tirelessly until he became the owner of a metal fabrication business located in Mueang Char Village, Cheang Tong Commune, Tram Kak District, Takeo Province.
Mr. Sem Ny’s wife is Mrs. Ngy Sophak, who sells groceries, and together they support their three daughters, one currently studying in secondary school and two in primary school. With strong determination and commitment, Mr. Ny has worked hard to grow his business to improve his family’s livelihood, especially to provide his children with quality education and a bright future.
Today, his metal fabrication business is operating successfully. Mr. Ny shared that this success was made possible thanks to the financial support he received through continuous loans from LOLC (Cambodia). He explained that in 2019 he took his first loan of USD 6,000 to expand his metal business. Since then, he has continued using subsequent loans to further develop the metal business, support his wife’s grocery selling business, and even purchase a piece of land for future use.
Mr. Sem Ny expressed his happiness and satisfaction with the growth of his business and his choice of the right financial partner. This progress has not only stabilized his business but also steadily increased his income. Because of these positive outcomes, he and his wife are now able to fully support the education of their three children, just as they had hoped, and enjoy a happier and more secure life.
Mrs. Roth is a retailer who sells fertilizers, agricultural chemicals, and groceries, located in Ta Kim Leu village, Anlong Samnar commune, Chi Kraeng district, Siem Reap province.
Starting from a small shop with limited stock, Mrs. Chhun Roth envisioned the great potential of her business and believed it could grow bigger and more successful. Mrs. Roth is a retailer who sells fertilizers, agricultural chemicals, and groceries, located in Ta Kim Leu village, Anlong Samnar commune, Chi Kraeng district, Siem Reap province.
As a woman with big dreams, strong determination, and high ambition, Mrs. Roth has pursued her goal of expanding and improving her business. She shared that her business expansion was made possible with the financial support from LOLC (Cambodia). In 2021, she applied for her first loan of USD 5,000 to increase her stock of fertilizers and agricultural products to meet customer demand. With forward-thinking vision, she took a second loan of USD 12,000 in 2023 to purchase a plot of land for future use. Later, in 2025, Mrs. Roth continued with her third loan cycle, aiming to further expand her sales operations by purchasing additional fertilizers and agricultural chemicals.
Mrs. Roth emphasized that the loans from LOLC (Cambodia) have provided her with sufficient capital to develop and expand her business, allowing her to maintain a larger stock of products for her customers and broaden her sales area. Most importantly, this business growth has significantly increased her income, enabling her to use it in business and better support her family’s livelihood.
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