Mrs. Chan Thavy is a food vendor located in Trapeang Kret Village, Chrung Popel Commune, Romduol District, Svay Rieng Province
With a bright smile and a warm, friendly demeanor, Mrs. Chan Thavy shared her journey of using loans with LOLC Cambodia as follows:
Mrs. Chan Thavy is a food vendor located in Trapeang Kret Village, Chrung Popel Commune, Romduol District, Svay Rieng Province. She explained that she first learned about LOLC Cambodia in 2019 through her relatives. After clearly understanding the terms and conditions, she decided to take out a loan and has continued using LOLC Cambodia’s services up to the present.
She further shared that, to date, she has taken a total of four loan cycles to expand her food business: the first loan in 2019 was USD 1,500; the second in 2022 was USD 2,500; the third in 2024 was USD 7,000; and the fourth in 2025 was USD 8,000.
Thanks to her cooking skills and effective use of the loans, Mrs. Thavy’s business has grown steadily and gained strong support from customers both near and far. This growth has significantly improved her living conditions.
As a result, her family’s livelihood has become more stable and comfortable. She has been able to upgrade her home from a small wooden house to a larger, more comfortable concrete house. In addition, she has also purchased a car for family use.
The story of Mrs. Chan Theavy is an example that shows how using financial services responsibly can help create opportunities and improve one’s quality of life.
A New Chapter in Mr. Ek Mab’s Life After Choosing the Right Financial Partner and Using Loans Effectively.
For more than 30 years in his career as a taxi driver, Mr. Mab has gained extensive experience from this business. With a strong sense of responsibility and a deep commitment to passenger safety, he has gradually built trust and confidence among his customers.However, life’s journey has not always been smooth. In the beginning, he worked as a hired taxi driver, earning only a modest daily income. With limited earnings, his dream of owning his own business seemed far out of reach. Nevertheless, through careful consideration and perseverance, he made the decision to change his life by seeking new opportunities for his future.
In 2016, Mr. Mab chose the right financial partner by applying for a loan from LOLC Cambodia to purchase a vehicle and start his own business. This marked the beginning of a new chapter in his life. From owning just one vehicle, he gradually expanded his business as it grew steadily. In 2018, he applied for a second loan to purchase another vehicle, allowing his child to join and operate in the same business. Later, in 2021, he took out a third loan to acquire a 12-seat tourist van for rental purposes, creating an additional source of income. However, as passenger demand increased, the van could no longer accommodate enough customers. Therefore, in 2026, he applied for a fourth loan to upgrade from a 12-seat vehicle to a 24-seat bus to better serve clients in the tourism sector.
Today, Mr. Mab has become a business owner with a total of three vehicles. This has helped him achieve a more stable income and significantly improve his family’s living conditions. As a result of this growth, he is now able not only to cover his daily expenses but also to save for the future. Mr. Ek Mab shared that LOLC Cambodia’s loan products offer reasonable interest rates, fast service, and financing tailored to customer needs. LOLC Cambodia has become an important financial partner in helping turn his dreams into reality.
Mrs. Heang Soknan is a wholesale and retail grocery business owner located in Chheu Bak Village, Boeng Nay Commune, Prey Chhor District, Kampong Cham Province
Mrs. Heang Soknan is a wholesale and retail grocery business owner located in Chheu Bak Village, Boeng Nay Commune, Prey Chhor District, Kampong Cham Province. Her grocery business has gained strong support from both nearby and distant customers thanks to its quality products, reasonable prices, and a wide variety of goods that meet customers’ needs.
What is the secret behind Mrs. Soknan’s business success? Let’s find out her experience!
Mrs. Soknan shared that in the beginning, she did not have sufficient capital to expand her business, which was a major challenge for her. However, a significant turning point came when she decided to use financial services from LOLC Cambodia.
To create opportunities for growth and business expansion, Mrs. Soknan has taken a total of five loan cycles from LOLC Cambodia to increase her inventory, ensuring a diverse range of products to meet the needs of both wholesale and retail customers.
It is also worth noting that the first loan was used to expand her business by purchasing additional grocery items. After seeing positive results from the business expansion, with increased sales, she continued to apply for subsequent loans up to the present. Later, she utilized loans up to five cycles to further expand her business and used part of the loan to improve her home, such as extending the house roof. This marked an initial step toward improving her family’s living conditions and overall well-being.
With responsibility and a clear plan for loan utilization, Mrs. Soknan successfully transformed her small shop into a larger, more stable, and growing business. She also expressed her satisfaction with LOLC Cambodia’s services, highlighting their fast service, financial management advice, and the confidence they provided to continue expanding her business and improving her family’s livelihood.
Mr. Kong Savat is a mobile phone seller and repair technician based in Phnom Penh
Mr. Kong Savat is a mobile phone seller and repair technician based in Phnom Penh. With over six years of experience in this business, he has faced challenges related to a lack of capital, which hindered his opportunities to expand his business. However, after receiving a loan and using it responsibly with a clear plan, his business has grown remarkably, as described by Mr. Savat below.
After learning about LOLC Cambodia through a friend in 2024, Mr. Savat decided to apply for his first loan to expand his mobile phone inventory and invest in modern repair equipment to better serve his customers. Later that same year, seeing rapid business growth and increasing customer support, he applied for a second loan to further increase his stock and improve the appearance of his shop, creating a more welcoming environment. By 2026, with thoughtful planning, he applied for a third loan to invest in building rental rooms, while also allocating part of the loan to expand his phone business. This decision proved to be a smart move in diversifying and increasing income for himself and his family.
From a small shop with limited stock, his business has grown into a well-stocked mobile phone store capable of meeting customer demand. Mr. Savat shared that using loans with a clear plan can truly improve both livelihood and business growth.
Mrs. Savoeun is the owner of a restaurant named “Chae Da Kravat Krong Restaurant,” located in Krous Village, Svay Dangkum Commune, Siem Reap City, Siem Reap Province
“I would like to express my sincere thanks to LOLC Cambodia for its financial support, which has been a crucial source of capital in helping my business grow and improve,” said Mrs. Vy Savoeun, expressing her strong confidence after using LOLC Cambodia’s services.
Mrs. Savoeun is the owner of a restaurant named “Chae Da Kravat Krong Restaurant,” located in Krous Village, Svay Dangkum Commune, Siem Reap City, Siem Reap Province. At 43 years old, she shared that before receiving a loan from LOLC Cambodia, her family lacked the capital needed to further expand their business, as well as sufficient means of transportation.
Recognizing the potential of their business, Mrs. Savoeun and her husband discussed and decided to seek additional financing from LOLC Cambodia. In 2022 and 2023, she utilized two loan cycles to expand the business by renovating the restaurant to make it more attractive and spacious, adding new equipment, and diversifying the menu to better serve her customers. In 2025, she also applied for an additional loan to purchase a new car to support family travel, making it more comfortable and safer.
Finally, Mrs. Savoeun added that the loans from LOLC Cambodia have significantly contributed to the growth of her business, increased her income, and improved her family’s living standards. The success story of Mrs. Vy Savoeun is a testament to how hard work, combined with the right financial support, can truly enhance business development and improve family livelihoods.
#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia.
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