From a garment factory worker, Mrs. Roeun Thoeun has created opportunities for herself by transitioning to a grocery store owner, which has significantly improved her livelihood.
Mrs. Thoeun is a grocery seller in Prek Tnaot Village, Tangsya Commune, Phnom Sruoch District, Kampong Speu Province, and currently lives with her husband, who is a wedding chair delivery man and a daughter.
Although her business is already running, Mrs. Thoeun has been considering ways to further grow her business. To strengthen it, she explored the loans offered by LOLC Cambodia after being introduced by acquaintances in her village. Once she fully understood the loan conditions, she quickly seized the opportunity to expand her business, which has continued to grow to this day.
Mrs. Thoeun shared her experience, explaining that she has taken out two cycles of loans from LOLC Cambodia to buy more supplies for her grocery business, and used part of the loan to renovate her home, improving her living conditions. “I am truly happy to have my own business, which provides regular income to support my family. Moreover, I have enough time to take care of my child and live in my own home more comfortably than before,” said Mrs. Roeun Thoeun.
Finally, she praised the LOLC Cambodia staff for their professionalism, offering clear information on loan terms and conditions before issuing the loan. Additionally, she appreciated the friendliness and quick service provided by the staff, which left her very satisfied.
A single source of income was not enough for Mrs. Kong Sreya to achieve financial stability!
Mrs. Sreya is currently a vendor selling grocery and beverages (such as coconut juice, sugarcane juice, and various canned drinks), with her business located in Roboah Angkanh Village, Preaek Aeng Commune, Chbar Ampov District, Phnom Penh. She lives with her husband, Som Chanthy, and their two children, a son and a daughter.
Mrs. Sreya shared that she was dissatisfied with her previous living conditions, as her limited income did not allow her to expand her business. As a result, she started considering ways to generate additional revenue. Initially, she only sold beverages like coconut juice, sugarcane juice, and canned drinks. However, after careful consideration and receiving financial support from LOLC Cambodia, she decided to expand her business by adding grocery selling. This support enabled her to set up her selling location and purchase more supplies to start her new business.
With a bright smile, Mrs. Sreya revealed that she has taken out two loan cycles form LOLC Cambodia. In 2021, she applied for $6,000 to start a new business, and in 2024, she used an additional $1,000 to help it grow. Her efforts paid off, and her business has since grown significantly, leading to increased income, well beyond her initial savings.
The financial support from LOLC Cambodia has significantly contributed to improving Mr. Theng’s living conditions...
Early in the morning, Mr. Yem Theng rises quickly from his bed to prepare for his daily routine, driving his vehicle to pick up factory workers and transport them to their workplace. This has been his regular occupation. Besides transporting workers, Mr. Theng is also a vendor selling "chap houy" desserts, operating in Trapeang Buon Village, Svay Commune, Samaki Meanchey District, Kampong Chhnang Province.
Mr. Theng mentioned that while his family's living conditions were stable, he saw an opportunity to increase his income and grow his business further. To achieve this, he sought financial support from a trusted partner to expand his grocery-selling business. Through social media, he learned about LOLC Cambodia. After receiving clear information from LOLC Cambodia’s staff, he decided to take out a loan to meet his business expansion needs. To date, he has taken four loan cycles in total.
The financial support from LOLC Cambodia has significantly contributed to improving Mr. Theng’s living conditions. Today, he offers a wide variety of products for his customers, and his income has grown remarkably. This success is a result of his hard work, combined with the strategic and purposeful use of the loans.
Mrs. Chan La shared that her rice milling business has been running smoothly because she now has sufficient capital to purchase rice, stock it for milling and sell to customers. That capital came from her savings and financial support from LOLC Cambodia.
Lack of capital is no longer a challenge for Mrs. Chan La!
Mrs. Chan La shared that her rice milling business has been running smoothly because she now has sufficient capital to purchase rice, stock it for milling and sell to customers. That capital came from her savings and financial support from LOLC Cambodia.
Mrs. La owns a rice mill located in Prasat Village, Prasat Commune, Kampong Trabaek District, Prey Veng Province. She buys rice from farmers both within and outside the region, stocks it for sale, and mills it into rice to fulfill orders from her customers, both retail and wholesale. In 2018, Mrs. La faced a shortage of capital for business operations.
Due to an urgent and necessary need for additional capital to purchase rice for stockpiling and milling into rice for sale, Mrs. La sought a reliable financial partner who could support her business expansion. She decided to apply for a loan from LOLC Cambodia and has continued using the loans up to the present, across two cycles, thanks to her trust in LOLC Cambodia’s excellent services. The first cycle was 15,000 USD, and the second cycle amounted to 60,000,000 Riels.
Mrs. Chan La’s story clearly demonstrates that LOLC Cambodia’s loans have significantly contributed to the growth and sustainability of their customers’ businesses, ensuring continued progress and success.
Income from various sources, combined with proper financial support, has led to stable, strong, and secure financial management for Mrs. Chheak Sin’s family.
Mrs. Sin is a food vendor and grocery seller. In addition to these jobs, she is also a farmer and pig raiser, residing in Pongro Ta Lei Village, Ampil Commune, Banteay Ampil District, in Oddar Meanchey Province.
Mrs. Sin shared with LOLC Cambodia that her income has increased significantly from the four occupations mentioned above, thanks in part to LOLC Cambodia’s loans. She made sound decisions and had clear plans for utilizing the loans effectively, which has brought significant improvements and growth to her family’s livelihood.
She added that she had been aware of LOLC Cambodia’s loan products for a long time and decided to seek consult and use the loans for three consecutive cycles. Mrs. Sin revealed that she applied for her first loan in 2022 to buy more inventory for her grocery-selling business. Later, she took a second loan in 2023 to build two Khmer cottages (ខ្យុស) to accommodate guests in her food business, and a portion of the loan was used to start a new business: buying pigs for raising and selling. The most recent loan was requested to expand the purchase of farming supplies to double crop yields, while the remaining amount was used to purchase an additional grocery-selling inventory in 2024.
Ms. Sin’s story highlights how LOLC Cambodia’s loans have played a crucial role in strengthening and growing clients’ businesses, as well as enhancing their family’s income-generating capacity, ultimately improving their overall quality of life.
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