Bakong

Bakong system or Bakong refers to a real-time electronic payment system which enable customer to perform transactions among bakong members such as transfer fund between Bakong accounts, transfer fund from Bakong account to bank account or E-Wallet, make payment via QR Code, and receive money from other Bakong accounts.

Benefits:

Perform transactions through smart phone (iOS or Android)
Access any time (24/7) and anywhere
Convenient, fast and secure
Easy to pay for goods and services
Transfer funds between Bakong accounts or transfer fund from Bakong account to bank account or E-Wallet account.

Features Eligibility How to apply

Product Features:

No	Feature	Description
1	Currency	KHR and USD
2	Maximum Amount Limitation Per Transaction and Per Day	Basic Customer: 2,000,000 KHR and 500 USD Partial KYC: 12,000,000 KHR and 3,000 USD Full KYC: 40,000,000 KHR and 10,000 USD Remarks: There is no limitation on number of transactions per day.
3	Initial Deposit and Minimum Balance	Not required
4	Interest Rate	There is no interest rate for Bakong account (0%)
5	Transaction Types/Functions	Transfer fund between Bakong account (Send) Transfer fund from Bakong account to bank account or E-wallet (Deposit) Make payment via QR Code (QR Pay) Receive money transfer from Bakong account (Receive) And other transactions.

Fee Charge:

The service is free of charge for any transactions.

Bakong Top Up:

Customers can top up into Bakong account through LOLC Mobile (Cambodia) or visit any LOLC branch.
Bakong top up is free of charge.
Other conditions may apply.

Bakong Members (As of February 2025):

No	Bank/MDI
1	ACLEDA BANK PLC.
2	ADVANCED BANK OF ASIA LIMITED.
3	AMK MICROFINANCE INSTITUTION PLC.
4	BANK FOR INVESTMENT AND DEVELOPMENT OF CAMBODIA PLC.
5	CAMBODIA POST BANK PLC.
6	CANADIA BANK PLC.
7	CHIP MONG COMMERCIAL BANK PLC.
8	CHIEF (CAMBODIA) COMMERCIAL BANK PLC.
9	FOREIGN TRADE BANK OF CAMBODIA.
10	LOLC (CAMBODIA) PLC.
11	PHILLIP BANK PLC.
12	PHNOM PENH COMMERCIAL BANK.
13	KB PRASAC BANK PLC.
14	PRINCE BANK PLC.
15	SATHAPANA BANK PLC.
16	SPEEDPAY PLC.
17	TRUE MONEY CAMBODIA PLC.
18	VATTANAC BANK
19	WOORI BANK
20	WING (CAMBODIA) LIMITED SPECIALIZE BANK
21	HATTHA BANK
22	E-MONEY PAYMENT SOLUTIONS PUBLIC LIMITED COMPANY.
23	CAMBODIAN PUBLIC BANK PLC.
24	MAYBANK (CAMBODIA) PLC.
25	LY HOUR PAY PRO PLC.
26	IPAY88 (CAMBODIA) PLC.
27	SHINHAN BANK (CAMBODIA) PLC.
28	AMRET MICROFINANCE INSTITUTION.
29	TIAN XU INTERNATIONAL TECHNOLOGY PLC. (Cool Cash Plc)
30	CAMBODIA ASIA BANK.
31	ASIA CASH EXPRESS PLC. (Asia Wei Luy)
32	B.I.C (CAMBODIA) BANK PLC.
33	SBI LYHOUR BANK.
34	ASIA-PACIFIC DEVELOPMENT BANK (APD Bank)
35	MOHANOKOR MICROFINANCE INSTITUTION PLC.
36	HONG LEONG BANK (CAMBODIA) PLC.
37	ORIENTAL BANK
38	RHB BANK (CAMBODIA) PLC.
39	Pi Pay
40	Bank of China Limited Phnom Penh Branch
41	BRED Bank Cambodia
42	U-Pay Digital Plc.
43	BONGLOY PAYMENTS PLC.
44	AGRICULTURAL AND RURAL DEVELOPMENT BANK
45	Cathay United Bank
46	CIMB Bank
47	ICBC Bank
48	SACOMBANK (CAMBODIA) PLC
49	LANTON PAY
50	HENG FENG (CAMBODIA) BANK Plc.
51	First Commercial Bank, Ltd
52	J Trust Royal Bank
53	Panda Commercial Bank Plc.
54	MB BANK (CAMBODIA) PLC.
55	Union Commercial Bank Plc.
56	DGB Bank
57	Bridge Bank
58	ALPHA COMMERCIAL BANK
59	DARASAKOR PAY
60	KESS INNOVATION PLC.
61	PEAK WEALTH BANK PLC.
62	BOOYOUNG KHMER BANK
63	CCU Commercial Bank

Bakong

Benefits:

Product Features:

Fee Charge:

Bakong Top Up:

Bakong Members (As of February 2025):

Requirement:

How to Register:

Related Products

How to Apply for Loan

Talk to Advisor

Customer Service

Apply for Loan