Mrs. Mot Keo Bopha has been running a grocery selling business in Rachanukol Pi Village, Stung Treng Province, for the past 8 years.
Mrs. Mot Keo Bopha has been running a grocery selling business in Rachanukol Pi Village, Stung Treng Province, for the past 8 years. She shared with LOLC Cambodia that before using loan services, her business remained small because she did not have enough stock to meet customer demand, which limited her income.
With strong determination and a clear ambition to grow her business, Mrs. Keo Bopha decided to take her first loan of USD 11,000 from LOLC Cambodia in 2022 to repair her stall and purchase additional goods for sale. Later, in 2024, she took a second loan of USD 13,000 to further increase her inventory, and she used the remaining amount to improve her home for better living conditions. After expanding her stock, she saw significant support from both new and returning customers, which motivated her to apply for a third loan to expand her inventory even further by purchasing more goods.
After receiving financial support from LOLC Cambodia, Mrs. Keo Bopha’s business has grown remarkably. She now has sufficient stock to supply her customers, and the increased customer support has boosted her sales and income.
With a bright and joyful smile, Mrs. Keo Bopha added that her business is now doing better and continues to grow, while her family’s livelihood has improved and living conditions have also become happier and more comfortable than before.
Mr. Sem Ny worked tirelessly until he became the owner of a metal fabrication business located in Mueang Char Village, Cheang Tong Commune, Tram Kak District, Takeo Province.
From a construction worker earning only 40,000 riels per day, Mr. Sem Ny worked tirelessly until he became the owner of a metal fabrication business located in Mueang Char Village, Cheang Tong Commune, Tram Kak District, Takeo Province.
Mr. Sem Ny’s wife is Mrs. Ngy Sophak, who sells groceries, and together they support their three daughters, one currently studying in secondary school and two in primary school. With strong determination and commitment, Mr. Ny has worked hard to grow his business to improve his family’s livelihood, especially to provide his children with quality education and a bright future.
Today, his metal fabrication business is operating successfully. Mr. Ny shared that this success was made possible thanks to the financial support he received through continuous loans from LOLC (Cambodia). He explained that in 2019 he took his first loan of USD 6,000 to expand his metal business. Since then, he has continued using subsequent loans to further develop the metal business, support his wife’s grocery selling business, and even purchase a piece of land for future use.
Mr. Sem Ny expressed his happiness and satisfaction with the growth of his business and his choice of the right financial partner. This progress has not only stabilized his business but also steadily increased his income. Because of these positive outcomes, he and his wife are now able to fully support the education of their three children, just as they had hoped, and enjoy a happier and more secure life.
Mrs. Roth is a retailer who sells fertilizers, agricultural chemicals, and groceries, located in Ta Kim Leu village, Anlong Samnar commune, Chi Kraeng district, Siem Reap province.
Starting from a small shop with limited stock, Mrs. Chhun Roth envisioned the great potential of her business and believed it could grow bigger and more successful. Mrs. Roth is a retailer who sells fertilizers, agricultural chemicals, and groceries, located in Ta Kim Leu village, Anlong Samnar commune, Chi Kraeng district, Siem Reap province.
As a woman with big dreams, strong determination, and high ambition, Mrs. Roth has pursued her goal of expanding and improving her business. She shared that her business expansion was made possible with the financial support from LOLC (Cambodia). In 2021, she applied for her first loan of USD 5,000 to increase her stock of fertilizers and agricultural products to meet customer demand. With forward-thinking vision, she took a second loan of USD 12,000 in 2023 to purchase a plot of land for future use. Later, in 2025, Mrs. Roth continued with her third loan cycle, aiming to further expand her sales operations by purchasing additional fertilizers and agricultural chemicals.
Mrs. Roth emphasized that the loans from LOLC (Cambodia) have provided her with sufficient capital to develop and expand her business, allowing her to maintain a larger stock of products for her customers and broaden her sales area. Most importantly, this business growth has significantly increased her income, enabling her to use it in business and better support her family’s livelihood.
Located in Trapeang Pring Village, Trapeang Pring Commune, Dambe District, Tboung Khmum Province, Mrs. Pho Vanna and her husband run a family-based pig farming business.
Located in Trapeang Pring Village, Trapeang Pring Commune, Dambe District, Tboung Khmum Province, Mrs. Pho Vanna and her husband run a family-based pig farming business. Mrs. Vanna shared that, in the past, their living conditions were not as good as they are today due to financial difficulties within the family. In addition, the couple has two children under their care, for whom they must provide daily needs and support their education.
Over time, the family’s livelihood gradually improved after Mrs. Vanna decided to partner with LOLC (Cambodia) as a financial solution provider to address their financial challenges. She took her first loan from LOLC (Cambodia) in 2023 with the purpose of purchasing farmland to grow cashew trees. Later, in 2025, she took a second loan to buy more pigs for breeding and selling and used part of the loan to purchase a motorbike to facilitate both her farming and pig-raising activities, as well as to serve family needs.
Within just two years, both her farming and pig-raising businesses have yielded impressive results, significantly increased her family’s income and improved their overall living conditions, leading to greater financial stability.
Mrs. Vanna expressed her happiness with the positive outcomes she achieved through the support of LOLC (Cambodia) loans. She also expressed her gratitude to LOLC (Cambodia) for providing financial solutions that served as essential capital, enabling her family’s businesses to grow and generating additional income that brought satisfaction and pride.
Her success story is a true testament that hard work, perseverance, and partnership with a responsible financial institution can transform lives and lead to genuine progress.
Mr. Ri Rath, a farmer from Pech Chreada District, Mondulkiri Province, grows cassava and cashew trees.
Let’s read another inspiring client story from the northeastern region of Pech Chreada District, Mondulkiri Province, where a model farmer is successfully managing a large-scale agricultural business with great intelligence, dedication, and hard work.
Mr. Ri Rath, a farmer from Pech Chreada District, Mondulkiri Province, grows cassava and cashew trees. He is a man of strong determination and clear goals, devoted to developing his agricultural livelihood and expanding his farming operations. Today, his farm is flourishing and producing excellent results.
While walking through his cassava fields, Mr. Rath shared his experiences and the challenges he has faced, as well as the solutions that have led him to achieve his current success. He explained that cassava farming requires a large amount of capital to hire workers and rent tractors for land preparation. Due to limited financial resources, he sought a reliable financial partner to support his farming activities.
For this reason, Mr. Rath decided to partner with LOLC (Cambodia) as his trusted financial institution. He obtained his first loan from LOLC (Cambodia) in 2018, totaling 10,000,000 riels, which he used to hire workers and rent tractors for his cassava farm. Later, he continued to take additional loans in the following years to further strengthen and expand his cassava and cashew plantations. The significant investment he made in his agricultural business has paid off remarkably, as his harvest yields have steadily improved year after year since having sufficient financial resources to support the farming process, leading to a continuous increase in his income.
With a long-term vision and smart decision-making, Mr. Rath used his existing income along with his fourth loan from LOLC (Cambodia) to purchase his own tractor, eliminating the need to rent one from others. This wise step has helped him reduce expenses on land preparation, improve his farm productivity, increase yields and income, and ultimately enhance his family’s standard of living.
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