Mrs. Khoy Savet is the owner of “Che Vet 998 Restaurant,” located in Boeng Chroy village, Sotip commune, Cheung Prey district, Kampong Cham province
Sitting in a restaurant with a gentle cool breeze blowing through creates a rare and refreshing atmosphere for those enjoying their lunch at “Che Vet 998 Restaurant.”
Mrs. Khoy Savet is the owner of “Che Vet 998 Restaurant,” located in Boeng Chroy village, Sotip commune, Cheung Prey district, Kampong Cham province. As the number of customers continued to grow, Mrs. Savet and her husband developed a bigger dream, to expand their business. With a clear vision, Mrs. Savet decided to look for a financial solution to turn that dream into reality. After being introduced to LOLC Cambodia by her relatives, she decided to seek financial consultation from LOLC Cambodia to explore suitable options for expanding her business.
Clear financial advice and timely services from LOLC Cambodia have given Mrs. Savet the confidence to receive financial support to expand her business. Mrs. Savet has utilized two loan cycles: the first loan in 2023 amounting to USD 11,500, and the second loan in 2025 amounting to USD 15,000. These loans were used to expand her business by renovating the restaurant, purchasing equipment for business operations, and further developing the business to better serve and attract more customers.
After six years of dedication and hard work, Mrs. Savet’s restaurant has become a popular lunch spot for both existing and new customers in the area. The pleasant atmosphere of the restaurant and the delicious taste of the food have strengthened customers’ trust and support for her business. With careful planning and proper use of the loans, Mrs. Savet’s business has steadily grown, increasing her income and improving the stability and well-being of her family’s livelihood.
Mr. Va Koemsan used to be an employee who was salary-dependent to support his family’s expenses
Before becoming a business owner, Mr. Va Koemsan used to be an employee who was salary-dependent to support his family’s expenses. Later, he decided to change his direction to increase his family’s income by starting his own businesses, including buying and selling cattle, selling coffee, and running a grocery shop. His businesses are in Thlok Vien Village, Thlok Vien Commune, Samaki Meanchey District, Kampong Chhnang Province. These activities have helped him achieve a more stable income and a better standard of living than before.
Mr. Koemsan shared that he first learned about LOLC Cambodia through his parents, who are clients of LOLC Cambodia. With four loan cycles from LOLC Cambodia, he has been able to expand his businesses and continuously improve the living conditions of himself and his family up to the present day.
Mr. Koemsan further revealed that with his first loan of USD 7,000 in 2017, he used the funds to purchase cattle for resale, while part of the loan was also used to improve his house. With the second loan of USD 12,000 in 2019, he strengthened his cattle trading business and further renovated his house, as well as purchased a motorcycle to facilitate transportation. For the third loan of USD 20,000 in 2023, he used the funds to increase capital for his business to make it stronger and invested in purchasing land for the future. As for the fourth loan of USD 27,000 in 2025, Mr. Koemsan opened a small coffee shop and a grocery shop, while also adding more capital to his businesses.
Through the responsible use of financial services and continuous efforts to expand his businesses, Mr. Va Koemsan has transformed his life from a worker with a fixed income into a business owner who earns income from multiple sources. This has enabled him to achieve better living conditions and greater financial stability to manage his businesses, support his family’s expenses, and invest in his child’s education.
Mrs. Song Srey On after using a loan from LOLC Cambodia to expand her laundry business, which is in Trapeang Areaks village, Ovlaok commune, Kamboul district, Phnom Penh city
This is the story of Mrs. Song Srey On after using a loan from LOLC Cambodia to expand her laundry business, which is in Trapeang Areaks village, Ovlaok commune, Kamboul district, Phnom Penh city. With the determination to improve her family’s living conditions and to build a better future for their young son, she and her husband have worked hard together to earn an income, regardless of the difficulties and exhaustion.
After operating her laundry business for the past three years, Mrs. Srey On wished to expand her business further so that she could serve more customers. However, the lack of capital became a major obstacle, preventing her from achieving these goals, as she did not have sufficient funds to purchase additional equipment and necessary materials for the business.
Confident in the potential of her business, Mrs. Srey On decided to choose LOLC Cambodia as her financial partner. In 2023, she applied for her first loan of USD 2,000 to renovate and expand her business premises. Then, in 2024, she applied for an additional loan of USD 5,000 to further expand and strengthen her business operations.
The proper use of the loans significantly contributed to more effective financial management and clearly improved both her business and her family’s living conditions. These achievements have given her hope to create additional sources of income in the future and to provide a better education for her son with confidence.
Finally, Mrs. Srey On added that LOLC Cambodia’s financial services will remain her first choice to support the continued growth of her business and the improvement of her family’s quality of life in the future.
Ms. Tang Sokvorleak’s men’s clothing shop, named “Ani Mode”, is in Phum Ti Pir Village, Veal Vong Sangkat, Kampong Cham City, Kampong Cham Province
“In the past, I did not have sufficient capital to properly support and improve my business operations. As a result, I was unable to stock enough clothing or offer a wide variety of products to meet customer demand.” said Ms. Tang Sokvorleak, the owner of a men’s clothing shop.
Ms. Tang Sokvorleak’s men’s clothing shop, named “Ani Mode”, is in Phum Ti Pir Village, Veal Vong Sangkat, Kampong Cham City, Kampong Cham Province, approximately one kilometer from the Kampong Cham Night Market.
In response to the challenges mentioned above, Ms. Sokvorleak decided to seize the opportunity to develop her business by choosing LOLC Microfinance Institution as her financial partner.
After using LOLC Cambodia’s loans for a period, Ms. Sokvorleak observed clear improvements and growth in her business. Currently, her shop offers a wide range of new, trendy, and fashionable clothing styles that appeal to both existing and new customers, leading to a steady increase in sales.
“The loans I received from LOLC Cambodia have played a significant role in improving my family’s livelihood and driving the clear growth of my business,” said Ms. Tang Sokvoleak.
Mrs. Men Sreythim, 40 years old, is a grocery retailer located in Angk Romeas Village, Chongruk Commune, Kong Pisei District, Kampong Speu Province
With the dream of seeing her family live a better life and have a stable income, Mrs. Men Sreythim decided to seize the opportunity to grow her business by receiving financial support from LOLC Cambodia. Mrs. Men Sreythim, 40 years old, is a grocery retailer located in Angk Romeas Village, Chongruk Commune, Kong Pisei District, Kampong Speu Province.
In 2015 and 2017, she decided to use her first loan amounted to USD 6,000 and the second loan amounted to USD 7,500 from LOLC Cambodiato invest in purchasing farmland as an asset, with the plan to sell it in the future when the land value increases.
After fully repaying the second loan in 2025, Mrs. Sreythim applied for a third loan of USD 7,000 to expand her grocery business, diversify the range of products, and purchase a three-wheeled motorcycle to facilitate her business operations as well as support her family’s daily transportation needs. As a result, her business has grown significantly, her income has steadily increased, and her livelihood has become more stable.
Through disciplined financial management and clear planning, Mrs. Sreythim has been able to save money for risks and emergencies, better support her family’s living conditions, and fully provide for her children’s education. Her story clearly demonstrates that hard work combined with appropriate financial support can turn dreams into reality and build stronger financial stability for a family.
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