LOLC (CAMBODIA) Plc. is one of the top licensed microfinance
institutions in Cambodia with a social vision and a business orientation
that provides entrepreneurs and families at the base of the
socio-economic pyramid with economic opportunities to transform the
quality of their lives and their communities through the provision of
effective and sustainable client-empowering financial services.
To support the rapid growth of our operations, LOLC is recruiting the
following position:
Corporate Loan Expert
Main Responsibilities:
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Acquire new corporate loans to hit the disbursement target.
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Develop the Corporate Loan Product including the product policies, operating manual, covenant, etc.
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Ensure the client’s performance complies with all the covenants set by LOLC.
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Prepare comprehensive report including the performance quality, control to be improved, etc. to management frequently.
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Strengthen relationships with existing customers.
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Explain to clients the different types of loans and credit choices that are available, including the terms, to promote cross-selling opportunities.
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Collect all corporate clients’ required documents for loan applications to ensure they are eligible for approval.
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Evaluate applicants' financial conditions, P&L, business conditions, cash flow, credit history, etc. to determine corporate clients’ repayment capacity.
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Conduct due diligence during the loan assessment process to obtain in-depth information concerning the purpose of sound credit assessment and lending decisions.
- Ensure adherence to relevant policies, procedures, and regulations including corporate structure and legal standing, license and permits, environmental and social impact, anti-money laundering (AML), and know your-customer (KYC), etc.
- Proactively manage the loan portfolio by following up on delinquent clients and referring cases to supervisors.
- Stay up to date on new types of loans and other financial services and products to better serve customers.
- Collaborate with relevant stakeholders to identify and address any gaps in our existing process or policy (if any).
- Perform other duties as assigned by Head of Business Department.
Qualifications and Requirements:
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At least Bachelor’s Degree in business, management, finance and banking, or related fields.
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Minimum of 3 years’ experience in sales and corporate loans assessment.
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Strong analytical skills in financial statement and accounting standards.
- A strong understanding of financial compliance and regulatory requirements is a plus.
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Strong verbal and written communication skills in both English and Khmer.
- Good knowledge of the corporate business sector and the overall business environment in Cambodia.
- Computer literacy.
How to Apply For:
Please submit your Cover Letter, CV and relevant documents to any
branches nearby your locations or head office of LOLC (Cambodia)
Plc. or via email:
[email protected]
096 4211 999/087 400 277