LOLC (CAMBODIA) Plc. is one of the top licensed microfinance institutions in Cambodia with a social vision and a business orientation that provides entrepreneurs and families at the base of the socio-economic pyramid with economic opportunities to transform the quality of their lives and their communities through the provision of effective and sustainable client-empowering financial services. To support the rapid growth of our operations, LOLC is recruiting the following position:
SME Lending Specialist
Main Responsibilities:
- Review SME loans which are submitted from branches and recommended to credit committee.
- Monitor performance of team members to have more efficiency and supporting errors of loan proposals submitted by branches.
- Collect and control errors of loan proposals submitted by branches, analyzed and commented to loan case in liaison with loan policies.
- Regular on-site support to branch network in order to encourage achieving targets, pushing or improving results.
- Strengthen SME loan assessment with BM/DBM/HFSA/FSA.
- Select poor portfolio performance of branches, identify problems and propose actions to improve.
- Follow compliant from clients related to SME loan service.
- Visit SME clients which loan size is over to the authorization of Branch Manager and provided loan recommendation if it’s required by the Credit Committee.
- Regularly monitor Loan Portfolio Quality and Overdue report from Branches.
- Can travel to branches for conducting staff trainings of SME loan assessments and document preparations.
- Updated agriculture prize crop and commodity profile to ensure branch effective implement.
- Monitor and support branch performance of his/her credit related products (online and field visit).
- Continually analyzes prices of agriculture, trend of sale and quarterly updated.
- Update branch staff regarding any changes of Agriculture Lending policies and implementation.
- Perform other duties as assigned by Head of Credit Department/SME Unit Manager.
Qualifications and Requirements:
- BA in Banking/Finance or Business Management or equivalence.
- Minimum of 2 years lending experience with a focus on MSME segments.
- Minimum of 2 years of experience of working in regulated financial institution, preferable with some direct lending management experience.
- Experience with building strong relationships to achieve loan growth targets.
- Excellent working knowledge of the market.
- Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
- Good technical knowledge of MS Office products (Excel , Word, others)
- Proactive, flexible and a good team player.
How to Apply For:
Please submit your Cover Letter, CV and relevant documents to any branches nearby your locations or head office of LOLC (Cambodia) Plc. or via email:
[email protected]
096 4211 999/087 400 277