Thank you for your interest in LOLC products and services. The required documents are:

1. National ID (both the old and new samples), valid Passport, Family Book, Residence Book, and/or Birth Certificate.

2. Salary Slip, or Income Statement or other documents to support your income (for regular income earners).

3. Soft title/hard title real estate property (in own name or in third party name) as collateral for the loan which is required collateral only. For Life Improvement Loan, the requirement of soft title/hard title real estate property is optional for consumption loan. Thank you, please. You can tell us your phone number, and our contact center team will contact you for details. 

Please be informed that you can borrow up to 75% of the market value of your car / motorcycle (HONDA brand) and tricycle.

* Note: For vehicle identification cards (only Motorbike-brand Honda), ownership of other person can be used as collateral, but the loan is offered only 60% of market price of motorbike. 

Please visit our website for details: https://www.lolc.com.kh/en/credit

Please be informed that you can apply for a loan up to USD 3,000 or equivalent without requiring collateral with maximum term up to 48 months. Please contact us at 023 991 991 or give your address and contact number here, our Contact Center team will contact you back. Or you can visit the nearest branches. Thank you.

Please be informed that if you want to apply for LILAB with LOLC, the interest rate is below:

1. ≤ USD 2,500 is 1.5% per month.

2. > USD 2,500 to 10,000 is 1.4%-1.5% per month.

3. > USD 10,000 to USD 50,000 1.4%-1.5% per month. 

Please be informed that you can repay the monthly repayments through our payment agent's partner such as:
1. Wing
2. True Money
3. LyHour
4. E-money

Please be informed that you are encouraged to form a group of 2-7 members among their community members.

Please be informed that if you have enough documents as requested by the Financial Sale Advisor, you may know the loan result within 3 days. Thanks.

Please be informed that If you are late for paying the monthly repayment, LOLC will charge penalty fee depending on the following types of credit products:
1. Group loan: USD 0.5 per day
2. Individual loan: USD 1 per day (except staff loan)
3. Small and Medium Enterprise Loan (SME): USD 2 For details, please contact 023 991 991. Thanks.